Stop Waiting.
Your Home Deserves Better. Right Now.
The floors you've been wanting for two years. The bathroom remodel you keep putting off. The walk-in shower, the backsplash, the fireplace tile. Why wait when you can have it all today — and pay it off over time?
In today's world, who knows what flooring will cost by the time you've saved enough. Lock in today's pricing. Start enjoying the home you deserve. We offer some of the lowest financing rates in Central Texas.
The Finer Things in Life Aren't Worth Waiting For
You've been looking at those floors. You've been tolerating that outdated bathroom. You've been scrolling backsplash ideas for months. Meanwhile, the cost of materials keeps climbing, labor rates keep rising, and your home keeps looking the same.
Prices Only Go One Direction
Flooring material costs have increased 18–35% over the past three years. Labor rates in Austin are up significantly. That LVP or hardwood you priced out last year? It costs more today. And next year? More still. Financing lets you lock in today's price and start enjoying your home immediately.
Two Years From Now Is Still Two Years Away
If you've been "saving up" for the past year and still aren't there, what changes in the next year? With financing, you can have your new floors, your dream bathroom, your updated kitchen — this month — and pay it off comfortably over time while you enjoy it every single day.
Keep Your Cash Where It Belongs
Your savings are your safety net. Draining them for a home project leaves you exposed. Our financing options — including promotional 0% APR — let you get the project done without touching your reserves. Smart money keeps cash liquid and finances improvements.
Life Is Too Short for Floors You Hate
You spend more time in your home than anywhere else. You deserve to love it. That walk-in shower, those hardwood floors, that tiled fireplace — they're not luxuries. They're the quality of life you've earned. Stop compromising. Start enjoying.
The bathroom you've been wanting for 2 years.
The floors you've been putting off.
The backsplash you keep pinning on Pinterest.
None of it gets cheaper by waiting. None of it gets easier to afford by delaying. But all of it gets more enjoyable the sooner you have it. Call us today. We'll make it happen — and make the payments work for your budget.
Call Now — (512) 769-2292Everything You've Been Wanting — Financed
From new floors to full bathroom remodels, backsplashes to fireplace tile — all of it can be financed with low monthly payments.
New Floors Throughout Your Home
You've been looking at those worn-out floors for two years. LVP, hardwood, tile — whatever you've been wanting, the price isn't going down. Lock it in now and pay as low as $89/month.
Typical Range
$3,500 – $18,000
As Low As
from $89/mo
Primary Suite Bathroom Remodel
That dated bathroom you've been tolerating? The walk-in shower you've been planning? The soaking tub you've been dreaming about? Stop waiting. Get it done now and enjoy it every single day.
Typical Range
$8,000 – $35,000
As Low As
from $189/mo
Tub-to-Walk-In Shower Conversion
One of the most requested upgrades in Austin right now. Eliminate the tub you never use and gain a spa-quality walk-in shower. Tile, glass, niche, bench — all of it, financed.
Typical Range
$5,500 – $18,000
As Low As
from $129/mo
Kitchen Backsplash Installation
You've been pinning backsplash ideas for months. Subway tile, herringbone, large-format porcelain — it's time to stop scrolling and start installing. Financing makes it happen this month.
Typical Range
$1,800 – $6,500
As Low As
from $49/mo
Fireplace Large-Format Tile
A floor-to-ceiling tiled fireplace surround is the statement piece your living room has been missing. Large-format porcelain, natural stone, or custom tile — financed and installed by our team.
Typical Range
$2,500 – $9,000
As Low As
from $69/mo
Full Interior Renovation
New floors, new bathrooms, new kitchen surfaces — all in one project, one crew, one timeline. Financing covers the full scope. Stop doing it room by room and get your whole home done right.
Typical Range
$15,000 – $75,000
As Low As
from $349/mo
*Monthly payment estimates based on 60-month term at 0% promo APR for qualified applicants. Subject to credit approval.
Calculate Your Monthly Payment
Select your project type, square footage, and loan term to see an instant estimate. No credit check required to explore options.
Monthly Payment Estimator
Adjust the sliders to see your estimated monthly payment
Estimated Project Cost
$2,925 – $3,900
Estimated Monthly Payment (36 months @ 0% Promo)
$81–$108/mo
*Estimates only. Final pricing based on in-home measurement. Subject to credit approval.
How Financing Works
Simple, fast, and no surprises. Here's the process from first call to finished project.
Get Your Free In-Home Estimate
We come to your home, measure the space, and give you a clear written quote — no pressure, no obligation. Most estimates take 30–45 minutes. We serve all of Central Texas.
Ask About Financing Options
Once you have your quote, ask us about available financing. We'll walk you through the options and help you find a monthly payment that fits your budget — whether that's $89/month or $500/month.
Quick Application — Minutes, Not Days
The application takes just a few minutes. Many homeowners get a decision the same day. We work with lenders who specialize in home improvement financing for Central Texas homeowners.
Schedule Your Install and Enjoy
Once approved, we get you on the schedule. Most projects start within 1–2 weeks. We handle everything — demo, prep, install, and cleanup. Then you enjoy the home you deserve.
Financing Available Across All of Central Texas
Capital City Flooring Austin serves homeowners throughout Travis County, Williamson County, Bell County, Llano County, Hays County, and Bastrop County. Wherever you are in Central Texas, we come to you — and financing is available for every project.
Travis County
Austin, Lakeway, Westlake Hills, Bee Cave, Manor, Rollingwood
Williamson County
Round Rock, Cedar Park, Georgetown, Leander, Hutto, Liberty Hill, Taylor, Jarrell
Bell County
Killeen, Temple, Belton, Harker Heights, Waco metro
Llano County
Llano, Marble Falls, Horseshoe Bay, Kingsland
Bastrop County
Bastrop, Elgin, Smithville, Cedar Creek
Hays County
Kyle, Buda, San Marcos, Wimberley, Dripping Springs
Cities & Communities We Serve
Flooring & Remodel Financing in Austin, TX and Surrounding Areas
Whether you're a homeowner in Austin, TX looking to replace worn carpet with luxury vinyl plank, a Cedar Park family ready to redo the primary suite bathroom, a Round Rock homeowner who's been wanting a walk-in shower conversion, or a Georgetown resident planning a full kitchen backsplash — Capital City Flooring Austin offers flexible, low-rate financing to make your project happen now.
Homeowners in Lakeway, Westlake Hills, The Hills, and Bee Cave trust us for high-end flooring and remodeling with financing options that match the quality of the project. In Leander, Pflugerville, Hutto, and Manor, we serve growing families who want to upgrade their homes without depleting their savings. From Dripping Springs and Wimberley to Marble Falls and Horseshoe Bay, our service area covers all of Central Texas.
We offer flooring financing in Travis County for LVP installation, hardwood flooring, engineered hardwood, tile, carpet, and staircase upgrades. In Williamson County, we finance full bathroom remodels, tub-to-shower conversions, backsplash installation, and fireplace tile. Across Bell County, Llano County, Hays County, and Bastrop County, our financing options are available for any home improvement project we perform.
Flooring financing in Austin, TX has never been more accessible. With promotional 0% APR options for qualified applicants and flexible 12–60 month terms, there's no reason to keep waiting. Call us today for a free in-home estimate and ask about our current financing promotions.
Common Financing Questions
What credit score do I need to qualify for flooring financing?
Requirements vary by lender, but many of our financing partners work with a wide range of credit profiles including fair credit. We encourage you to apply — the application has no impact on your credit score until you accept an offer.
Is there a minimum project size for financing?
Financing is generally available for projects $1,500 and above. Most full-room flooring, bathroom remodel, or backsplash projects qualify easily.
Are there 0% interest options?
Yes — promotional 0% interest periods are available for qualified applicants. Ask us about current promotional offers when you call for your free estimate.
Can I finance a bathroom remodel or walk-in shower conversion?
Absolutely. Financing covers all of our services including full bathroom remodels, tub-to-shower conversions, primary suite renovations, backsplash installation, fireplace tile, and all flooring types.
How long does the application take?
Most applications take 5–10 minutes to complete. Many applicants receive a decision within minutes. We'll walk you through the process after your free estimate.
Does financing cover both materials and labor?
Yes. Your financed amount covers the full project cost — materials, labor, demo, and disposal. One monthly payment, one complete project.
Can I pay off my financing early?
Most of our financing options allow early payoff with no prepayment penalty. You can pay it off on your schedule.
Do you offer financing in Cedar Park, Round Rock, Georgetown, and Leander?
Yes. Financing is available for all projects throughout Travis County, Williamson County, Bell County, Llano County, and all of Central Texas. Wherever we work, financing is available.
Licensed & Insured
Fully covered on every job in Central Texas
4.9-Star Rated
Hundreds of Austin homeowners served
Local Austin Company
Owner-operated, not a franchise
Your Dream Home Isn't a Someday Project.
It's a This Month Project.
Call us today for a free in-home estimate across Austin, Cedar Park, Round Rock, Georgetown, Leander, Lakeway, Westlake Hills, and all of Central Texas. We'll walk you through your options and find a financing plan that makes it happen.
Serving Austin · Cedar Park · Round Rock · Georgetown · Leander · Lakeway · Westlake Hills · The Hills · Manor · Pflugerville · Hutto · Kyle · Buda · Dripping Springs · Liberty Hill · and all of Central Texas